In the past, the banking industry focused primarily on cash transactions (or in the case of the United States, using checks), but today, banking has largely shifted to an online model. Today, you can do many things like withdraw your salary, transfer money to a savings account, pay bills and share dinner money with friends, all through the banking app on your phone. Friend. This is obviously more convenient, however, with the increase in accessibility features also comes increased security concerns.
Overall, banks have invested heavily in protecting the security of their banking apps and portals. You're more likely to fall victim to a scam or a malicious link than to have your bank account hacked (provided you use strong passwords and two-factor authentication, we will discuss this later). However, a reliable VPN service can add an extra layer of security to your online banking and even help you access your banking apps more easily.
  How safe is online banking?
Most websites today use the HTTPS protocol, which stands for "Hypertext Transfer Protocol Secure". This protocol, as its name suggests, provides a more secure environment than the traditional HTTP version. HTTPS uses Transport Layer Security (TLS) encryption technology to protect data transmission between your browser and the target website.
TLS ensures that no Internet service provider or any intruder on the network can interfere with your connection or read what you type or click on a website. However, they can still see which websites you visit, because this information is not encrypted. To check if your connection is protected by HTTPS, you can check your browser's address bar and find the padlock icon.
Importantly, when you see the padlock icon and a URL starting with "https://" in your browser, you can rest assured that you're connecting to a secure website or application. This posits that, as long as you have taken appropriate personal security measures, you can safely carry out transactions and banking activities on your bank's website or app .
How can a VPN help secure your banking?

Your VPN can provide additional protection for your online banking that HTTPS cannot. It can also help you access your banking app under certain conditions.
Prevent DNS poisoning on public WiFi
When you visit a website, you usually enter its URL address, for example, like Rice VPN. However, the reality is that computers do not use URLs directly; they use IP addresses, such as 185.159.159.140. To make this connection, the Internet uses a system called DNS (Domain Name System) to map URLs to corresponding IP addresses. DNS servers managed by your Internet service provider or network administrator handle these DNS requests.
However, DNS poisoning or DNS spoofing is a technique that attackers use to interfere with this process. They intercept DNS requests sent from your browser and replace them with fake responses. Typically, the attacker will direct you to a fake website, which appears identical to the main website they are trying to copy. Since they have complete control over this fake website, they can collect any information you enter, including your username and password.
DNS poisoning often occurs when DNS requests are not protected by TLS encryption by default. In particular, public WiFi hotspots often do not guarantee the same level of protection as larger Internet service providers, so they are easy targets for DNS poisoning attacks.
However, if you use Rice VPN's services, we encrypt all of your Internet traffic, including DNS requests. We also manage your DNS requests on DNS servers that we operate ourselves. This means we put a strong barrier against the risk of DNS spoofing and ensure that your information is protected and browses safely online.
Hide the bank you use on public WiFi
When you use public WiFi networks at airports, restaurants, or stadiums, the HTTPS protocol plays an important role in protecting your connection from interference and preventing the ability to track activity on the site. web. However, it cannot prevent others from knowing what website you are visiting. They can see the website of the bank you are using and use this information to carry out phishing attacks more effectively.
However, if you use the Rice VPN service, your connection will be encrypted and routed through one of our VPN servers before you connect to your bank's website. This means that anyone else on the public WiFi network will only see the IP address of the VPN server you're connecting to, but they won't be able to track specific activity on the website or app you're using. use.
Access your banking app when you're traveling
When you try to access your banking app while traveling, you may encounter difficulties such as being flagged as suspicious or even denied access. Most banking websites do not expect you to log in from an IP address outside of your home country.
However, Rice VPN service is capable of helping you overcome this geo-restriction. When you use Rice VPN, the websites you visit will not be able to determine the IP address of the device you are using. Instead, they only see the IP address of the VPN server you connected to. If you choose a VPN server that belongs to your country, your banking app will assume you're accessing from that country.
However, be aware that some banking apps may deny you access if your IP address does not match the country in which you recently made a transaction. We recommend that you try accessing your banking app on a secure WiFi network without using a VPN first. If you are still geo-restricted, then you can connect to a VPN server belonging to your country and try again.
Only use a trusted VPN
When you establish a connection to a VPN service, it is effectively a kind of intermediary between you and your Internet service provider (ISP). A VPN manages and processes your Internet connection, allowing it to know what websites you are visiting. However, the reliability of a VPN service can be worse than not using a VPN if it is not configured and maintained properly.
VPN Rice is developed and maintained by the same team of scientists who created VPN Rice Mail, a widely popular and globally encrypted email service. All Rice VPN apps are open source, which means you have the ability to audit their source code to ensure accuracy and safety. Our policy of not storing activity history was recently verified by independent experts. Their report confirmed that we do not record your browsing history, IP address, or any other personally identifiable data.